Once you’ve got all of these bases covered, you’re ready to consider investing. But make sure you know why you’re investing before you start. Ask yourself questions like how do you plan to use the money you’re investing? Is it for a down payment on a home? A dream vacation? Retirement? How soon will you need the money? How would you feel if you lost some of it?
Category: Credit Cards
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Questions you should be asking about your credit score
"If you are applying for a mortgage or car loan and 'rate shopping,' it's likely that several lenders will check your score around the same time," Pickford says. "In that case, as long as all the inquiries fall within a 30-day period, they'll only be treated as one inquiry and won't have an impact on your score."